Business Insurance You Can Rely On
The Right Coverage at the Best Price
The Right Coverage at the Best Price
Maintain healthy business practices when you protect yourself with the Emerging Brands Business Insurance Program. This custom suite of solutions offers exclusive business insurance options designed specifically for your needs and exposures. Benefit from competitive pricing, superior customer service and a sales team dedicated to Emerging Brands franchisees.
Gallagher Franchise Solutions is committed to serving the needs of your business and bringing you the best in customer care. Call today or complete the form below to take advantage of the Emerging Brands Business Insurance Program.
Customized Solutions For
Emerging Brands Franchisees
A Business Owner’s Policy (BOP) combines protection for all major property and liability risks in one package. This type of policy assembles the basic coverages required by a business owner in one bundle and helps cover Franchisees from claims resulting from things like fire, theft or another covered disaster, and from claims involving bodily injury, property damage and personal and advertising injury that could also arise from Franchisee operations. Specialized endorsements can also be added to a Business Owner’s Policy based on your brand’s products and services.
General Liability provides coverage if a third party were to bring a lawsuit against a Franchisee, claiming negligence that caused them property damage, bodily injury, and advertising injury.
Property coverage protects your Franchisee’s owned property against physical damage and theft. Depending on your brand’s unique needs, Property coverage is available to protect owned buildings, renovations of leased spaces, business personal property or contents, and mobile tools and equipment. This portion of the policy would also include business interruption coverage if the damages prevent your Franchisee from continuing operations.
Professional Liability provides coverage if a third party were to claim bodily injury due to how professional services were provided. This would include defense costs to defend your Franchisees against a negligent claim brought by a third party.
Commercial Auto provides liability and physical damage coverage for vehicles owned by your Franchisees. Liability coverage is also extended to vehicles that are non-owned or hired for business purposes. Examples include rental/short-term leased vehicles and employee-owned vehicles used for business purposes.
Workers’ Compensation and Employers Liability protect your Franchisee if they were to be sued by an employee who was hurt on the job. Coverage includes medical, disability and loss of wages to injured employees.
Cyber Liability coverage, also called Data Breach, offers protection to the business in the case of a data breach in which the firm’s customer’s personal information is exposed or stolen. Cyber policies can also provide coverage for stolen electronic devices such as laptops, tablets and cellular phones.
Employment Practices Liability provides coverage in the event your Franchisee has claims of harassment, discrimination or wrongful termination by an employee.
Commercial Umbrella coverage is available to protect your Franchisee’s by providing liability in excess of the General Liability, Auto Liability and Workers Compensation’s Employers Liability policy limits.
Additional coverages are available based on the unique needs of your franchise brand and the specific needs of individual Franchisees. Insurance programs can be customized to include Builders Risk, Crime, Flood, Earthquake, Abuse & Molestation, Employee Benefits, Cargo, and more. Please contact Gallagher Franchise Solutions for a thorough review and consultation for your brand’s needs.
Gallagher offers a custom suite of solutions to protect your network’s personal assets. Coverage availability includes Home, Dwelling, Auto, Umbrella, Flood, Boat & Motorcycle, and more.
Gallagher understands that the cost of health and life insurance are critical topics and a top concern with businesses of all sizes. With hundreds of plans from leading carriers, we offer your franchise a variety of options besides traditional group insurance.
Our life and health insurance solutions are competitive with many benefits including flexible spending plans, large networks of hospitals and medical care and cost savings opportunities. Review our options to see what plan is the best fit for your brand’s needs.
Better Coverage at Better Premiums | Superior Customer Service | Streamlined Dedicated Claims Support & Claims Advocacy | Coverage Specialized for the Service Industry
Please complete the form to the right and upload your certificate of insurance.